Who should consider Level 2 processing?
Businesses selling to businesses
Wholesalers, distributors, suppliers, and service firms that accept payments made with business cards should ask for an eligibility review.
Businesses that frequently accept commercial cards
Review actual card activity rather than assuming every business customer uses an eligible commercial card.
What needs to be verified?
Account and card eligibility
Confirm which card programs and transaction types are eligible under current processor and network requirements.
Required transaction data
Ask which fields your gateway must transmit and how your checkout or invoicing workflow captures them. Requirements can vary by program.
Actual interchange qualification
Check processed transaction results after setup. Enabling a feature alone does not prove every payment qualified.
What is the next step?
Review before changing your workflow
Bring a statement and your invoicing or ERP details. Request confirmation of eligibility, required fields, pricing, and implementation responsibilities.