What does a merchant statement analysis review?
Your current baseline
Review card sales, transaction count, fees, pricing structure, and separately billed services. Note unusual months, refunds, and seasonal changes.
The proposed alternative
Compare the processor markup, recurring fees, gateway costs, equipment, and contract terms using the same criteria.
Fit with your business
Review your checkout, accounting workflow, business card payments, funding needs, and integrations before choosing a new setup.
What should you prepare?
A complete recent statement
Use one representative monthly merchant statement with all fee and transaction summary pages. Blackstone’s analyzer accepts PDF files up to 25 MB. Avoid an unusual month unless that is the activity you want assessed.
Your workflow and agreement
List your payment software, average sale, selling channels, and existing equipment or cancellation commitments.
Protect sensitive information
Use the Analyze Your Statement button to upload directly to Blackstone’s portal. This website does not receive your uploaded statement.
What will the analysis tell you?
Estimated costs and savings
The report compares current processing costs with a Blackstone proposal and includes estimated monthly and annual savings. Final pricing requires confirmation by a Blackstone representative.
Costs to check outside the report
Compare any separately billed gateway service, equipment lease, connector subscription, and cancellation charge with the proposed setup. A statement alone may not show every cost of switching.
Who receives the report
Blackstone emails the PDF to the address you enter in its portal. Uploads are not currently routed to Digitalism Pro. If you would like help interpreting the result, contact quotes@lowestcreditcardfees.com without sending card numbers or account credentials.
Provider information
See Blackstone’s explanation of the analyzer for its current submission requirements and report details.
What does the provider’s analyzer page describe?
Submission and result
The provider’s analyzer page describes recent PDF statements up to 25 MB, an emailed PDF comparison, effective rate analysis, and estimated monthly and annual differences. It says no account is needed and describes a limit of three free uploads per day. Check the portal for current requirements.
Illustrative examples
Figures shown on the provider page are labeled illustrative. They do not represent your business or results from one of our customers. Use a representative statement and compare complete written terms before deciding to switch.